Is my child still covered while
in college?
The age limit for dependent child coverage varies by employer plan. Dependent
children are usually covered to age 19, with an extension to age 23 or 25 for
full-time students in accredited universities. Please check with your insurance
carrier's Member Services department to confirm the age limit for your plan.
Insurance carriers will require proof that a dependent is still a full-time
student- usually a letter from the school, a full-time college schedule, a paid
tuition bill, etc. Eligible children must be unmarried and legally dependent on
the subscriber. If your child no longer meets the definition of a full-time student
or is older than the limiting age, COBRA coverage may be available. Contact your
benefits department for more information.
The information above summarizes general employee benefit provisions. It is not
intended to specify details of any particular employer's plan, nor is it a guarantee
of benefits. Contact your benefit representative about specific details regarding
your company's employee benefit plan. |